Our Team

As first time homebuyers, the concept of buying a house felt overwhelming. We simply did not know where to start. We had spoken to our banks as early as 2021 regarding mortgage options. Both Wells Fargo and Golden 1's service felt impersonal—here are some numbers for you, minimal-to-no explanation offered, do you want us to run your credit? Both experiences were off-putting and, frankly, scared us away from purchasing the same home we literally just closed on back in 2021 when a direct sale was initially offered to us. I wish we would have known to look to Phi back then. Fast forward two years, our former landlords offered us the opportunity to purchase the home again. The first place we shopped was Rocket Mortgage. That felt even more disconnected than our banks—constant phone calls, emails, texts at random times of the day—it was a nightmare. After telling our landlords that we would have to pass on the house again, they recommended we contact Phi for more options. After the first phone call with Phi, a lightbulb went off. Finding a mortgage for our budget didn’t have to feel faceless, stressful, and uncomfortable. Finally, we were speaking with somebody that was making an effort to connect with us. The conversations were natural, his questions felt sincere, and, for the first time, someone was taking the time to allow us to feel fully informed. The difference was night and day. We felt totally supported throughout the process. Phi and his team communicated so well with my wife and I to make sure we stayed on top of everything. Our first conversation with Phi was February 28th. After a few busy weeks of inspections and getting paperwork in order, we closed on March 22nd. We could not be happier. Thank you to Phi and his supporting crew for helping us make this happen!

I came in knowing absolutely nothing about purchasing a home and talking to Phi felt very welcoming. He taught me everything and gave great advice. His communication is on point and extremely easy to talk with.